Renovating your home means bringing a project to life that can improve its comfort, appearance and long-term value. On Montreal’s North Shore, financial assistance varies from one municipality to another. A property in Blainville will therefore not have access to the same programs as a home in Mirabel or Terrebonne.
Certain properties in Blainville
Property tax credit for up to three years
Throughout Quebec; insulation, air sealing, doors and windows
Amount calculated according to the improvements
Certain areas of Mirabel
30% of eligible expenses, up to $5,000
Classified or cited properties in Terrebonne
Up to $50,000 over three years
These programs support projects that improve a property’s durability, energy efficiency, exterior appearance or heritage character.
Blainville’s Residential Renovation and Addition Assistance Program can offset the increase in property taxes resulting from a higher property value after the work is completed.
Which properties are eligible?
The program primarily applies to properties that:
The property must comply with municipal regulations. The work must also increase its assessed value by at least $3,000.
What work is covered by this program?
The program covers several types of residential renovation work, including:
This assistance can therefore support an exterior transformation, an interior renovation or a home addition, provided all program requirements are met.
How much assistance is available?
The assistance is provided as a property tax credit rather than a direct payment. It corresponds to the increase in property taxes resulting from the building’s new assessment.
The credit may apply during the year in which the work is completed and for the following two years. Each property may benefit from the program only once.
How can you apply for this assistance?
A permit application must be submitted with a detailed quote and, depending on the project, architectural drawings or a site plan.
The work must:
Available throughout the North Shore, Quebec’s Rénoclimat program supports certain improvements designed to reduce the energy consumption of an existing home.
Which properties are eligible?
To qualify, the home must be located in Quebec, be suitable for year-round occupancy, and have been built and occupied for at least 12 months. A multi-unit residential building must have no more than three above-ground storeys and a building footprint of no more than 600 m².
Rénoclimat may apply to:
What work may qualify for financial assistance?
The program may recognize improvements such as:
When a home addition is being built, certain improvements made to the existing part of the house may be assessed separately from the newly added space.
How much financial assistance is available?
Total financial assistance may reach:
The actual amount depends on the building, the improvements completed and the energy-efficiency gains achieved.
How can you apply for Rénoclimat assistance?
An initial energy evaluation must be completed before work begins. The homeowner will then receive a report outlining potential improvements.
A second evaluation is performed after the project to confirm the completed work and measure the improvement in the home’s EnerGuide rating. Following these steps in the correct order helps preserve the project’s eligibility.
The City of Mirabel offers a façade renovation assistance program for certain residential properties.
Which properties are eligible?
The program primarily applies to buildings constructed before 1975 and located in one of the village sectors designated by the City of Mirabel. A property built before 1900 may also qualify, even if it is located outside these areas.
To receive assistance, residential work must total at least $3,000, comply with the site planning and architectural integration program—known in Quebec as a SPAIP—and involve the façade, roof or, in the case of a corner lot, the side wall facing the street. A property may benefit from the program once every three years.
Because eligible areas are defined by maps in Schedule A of the municipal bylaw, homeowners should ask Mirabel’s planning and development department to confirm that their address qualifies before planning the work.
What work may qualify?
The program applies to the façade and, for a corner lot, the side wall facing a street. Eligible work may include:
For a fully residential building, the work must cost at least $3,000.
How much assistance is available?
The assistance corresponds to 30% of the final eligible cost, up to a maximum of $5,000.
How can you apply?
The work must be completed in accordance with the issued permit and, if the project is subject to one, the PIIA approved by the City. Once the work is finished, the homeowner generally has six months to submit the application for financial assistance along with invoices, photographs and any other required documents.
Terrebonne’s Heritage Restoration Financial Assistance Program supports private owners of classified or municipally cited heritage properties and buildings.
Which properties are eligible?
The program is intended for private owners of properties recognized for their historical, architectural or cultural value. To qualify, the building or heritage property must have one of the following protection statuses:
This recognition identifies properties with features that contribute to Terrebonne’s heritage and deserve to be preserved. These may include older homes with distinctive architectural elements such as traditional masonry, wooden windows, a characteristic roof, a porch or period ornamentation.
However, the age of a building alone does not confirm its eligibility. Before preparing plans or requesting quotes, the homeowner should verify the property’s status with the City of Terrebonne or through Quebec’s Répertoire du patrimoine culturel. This verification will also help identify the protected elements that must be preserved or restored as part of the project.
What work may qualify?
The program supports the restoration and preservation of protected exterior features. It may cover labour, materials, plans, specifications and certain professional studies.
The work must preserve original features using traditional or compatible materials and methods.
How much assistance is available?
The program offers particularly valuable support to homeowners who want to restore their building while respecting its original features. Reimbursement may cover:
Eligible costs may include labour, contractor-supplied materials, equipment rentals and certain professional fees related to plans and specifications.
One or more applications may be submitted for the same property. Total assistance may reach $50,000 over a three-year period, allowing the restoration to be completed in several stages according to the building’s priorities and the homeowner’s budget.
How can you apply for the grant?
The homeowner must submit an application, obtain the required authorization and enter into a funding agreement before beginning the work. The restoration must comply with heritage requirements and be carried out by qualified professionals.
A renovation project may include several complementary improvements. In Blainville, a home addition or the replacement of built-in kitchen cabinetry may contribute to a property tax credit.
In Mirabel, a façade renovation can become part of a broader transformation of the property. Rénoclimat may also support insulation work completed during a basement renovation.
A detailed quote will make it easier to separate each portion of the project and identify the expenses that may qualify for financial assistance.
A project may sometimes benefit from more than one program when each program covers different improvements. For example, a municipal program could support an exterior renovation, while Rénoclimat could contribute to insulation work. Expenses must be clearly itemized, and all financial assistance received must be declared.
Payment methods vary by program. In Blainville, the assistance takes the form of a credit applied to the increase in property taxes. Other programs reimburse a portion of eligible expenses after the work has been completed and verified. Homeowners should therefore include the project’s initial financing in their budget.
Several programs require the work to be carried out by a contractor holding the appropriate licences from the Régie du bâtiment du Québec. A detailed quote, the contractor’s RBQ licence number and final invoices may be among the required documents.
Program availability depends on municipal budgets and the funds that remain available. A property may meet all the eligibility requirements without financial assistance being guaranteed. It is therefore wise to check available funding with the municipality as early as possible.
Construction Précellence completes interior and exterior renovations, home additions and deck projects for homeowners on Montreal’s North Shore.
Have a project in mind? Contact our team to discuss your needs, your property’s characteristics and the steps required to bring your renovation plans to life!
We will be happy to answer any questions about our services, or to discuss your project with us to see how we can ensure its success!
